Our Services include:

• Complete Full Settlement Services, Residential and Commercial
• Certificates of Title- County requires in order to issue Permits
• Deed Preparation- Martial Deeds, Family Conveyances (Attorney on Staff)
• Prepare Notes and Deeds of Trust for Owner Take Back and Private Financing under the supervision of Staff Counsel
• Title Searches- Complete and through Title Examinations-Insuring your Investment through Chicago Title Insurance. One of the most reputable insurers in the industry today.
• Title Insurance Issuance- Owner’s and Lenders Policies
• Timely and Efficient Closing Transactions, Purchases, Refinances, Construction Loans, Commercial Loans. We work closely with the client to ensure your Deadlines are met.

Pre- Settlement Process

• Ratified contract of sale
• Title
• Survey
• Title Review
• Settlement Documents
• Closing Day
• Recording of Legal Documents
• Title Insurance

The Settlement Process

• Settlement Documents: In addition to the title search Troese Freestate Title of Annapolis is responsible for the preparation of all documents necessary for the transfer of title, financing and settlement. Documents, which include the Deed, Settlement Statement and all related, papers necessary for the transaction.
  
• Closing Day: The day of closing we handle the transfer of all appropriate funds between buyer and seller, lender and all other interested parties. At settlement we will review the Settlement Statement which sets forth the costs and expenses regarding the settlement transaction as well as all the loan documents. The Seller will execute the Deed, which will transfer legal title to the purchaser(s). The parties are assembled at a time and place most convenient to everyone, papers are reviewed, executed and exchanged, and all financial matter appropriate to the purchase are set out fully for review and approved by all parties. The title company assumes the responsibility of collecting all funds necessary for the transfer, and the prompt and accurate disbursement of such monies.

Post Closing

• Recording of Legal Documents
• Title Insurance